Preface To protect privacy, I am not divulging much of my details. However, the purpose of this blog is to impart knowledge to those readers who have a shared interest in finance-related matters and to elicit responses from the participants. A thorough understanding of the balance sheet and profit/loss statements may help bankers, shareholders, investors, and the general public to make sound decisions in their area of operation. After the advent of technology as a game-changer, we have been experiencing a massive shift from traditional methods of investment and banking to decentralized methods of finance. Since IOT(internet of all things) has started to link all the bank accounts together, we are able to seamlessly transfer funds from the bank account of one bank to a different bank account instantaneously. That throws up new challenges to the investors and the public as money can be lost or gained instantaneously. Though the choice of investment lies only with the investor, th...